CarBike360 shares your loan application with multiple leading banks and NBFCs in one go. Each lender then reviews your profile and reaches out directly with their own personalized interest rate and loan offer - so you can evaluate them and choose the one that suits you best, without applying separately to each bank.

New car loan interest rates on CarBike360 start from 8.5%* per annum. Your exact rate depends on factors like credit score, income, and loan tenure - compare personalized offers to find your lowest rate.

Lenders on CarBike360 offer car loan tenures of up to 7 years (84 months), giving you the flexibility to choose lower EMIs over a longer period or clear your loan faster with a shorter one.

Salaried and self-employed applicants aged 21–65, with steady income and a credit score of 700 or above, generally qualify. Use CarBike360's eligibility checker to get an instant, personalized result.

You'll typically need PAN card, Aadhaar card, income proof (salary slips or ITR), and recent bank statements. Specific document requirements may vary by lender.

No. CarBike360 uses a soft credit inquiry to show you offers, which has zero impact on your CIBIL score. Your score is only affected once you formally apply with a chosen lender.

Most lenders finance 85–90% of the car's on-road price, so you'll need to fund the remaining 10–15% as a down payment.

Most applicants receive approval within 24–48 hours of submitting verified documents, with some lenders offering instant in-principle approval.

Yes. Most lenders permit part-prepayment or full foreclosure, sometimes with a small fee. Foreclosure terms are shown transparently before you select an offer.

Lenders charge a one-time processing fee, typically 0.5%–2% of the loan amount. CarBike360 displays all fees upfront - no hidden charges.