2026 Kia Seltos EMI details, features, and variant overview

The second-generation Kia Seltos launched in India in early 2026, with prices starting at Rs 10.99 lakh (introductory ex-showroom, pan-India). The Seltos remains a popular compact SUV, offering new features and design updates. Buyers considering a car loan can review various EMI options for the top-spec X-Line A diesel-AT variant, based on the on-road price in New Delhi.​

Key Highlights

• The second-generation Kia Seltos launched in India in early 2026
• Prices start at Rs 10.99 lakh, with eight main variants available
• The top-spec X-Line A diesel-AT EMI total cost ranges from Rs 21.73 lakh to Rs 25.88 lakh
• Features include dual 12.3-inch displays, panoramic sunroof, and Level-2 ADAS
• It competes with Hyundai Creta, Skoda Kushaq, MG Astor, and other compact SUVs

EMI and Total Cost Breakdown

For the 2026 Kia Seltos X-Line A diesel-AT, the approximate down payment is 20% of the on-road price. The EMI amounts may change depending on factors such as CIBIL score, interest rate, financing offers, and down payment. Buyers should contact local dealerships or lenders for precise figures. The total cost over different loan tenures is as follows:

• Total cost over 3 years: Rs 21,73,968 (including interest)
• Total cost over 4 years: Rs 22,73,376 (including interest)
• Total cost over 5 years: Rs 23,75,520 (including interest)
• Total cost over 7 years: Rs 2,588,124 (including interest)

These figures serve as an estimate and can vary. Buyers are encouraged to verify current offers and rates before proceeding.

Variants, Features, and Safety

The new Kia Seltos is available in eight main variants: HTE, HTE (O), HTK, HTK (O), HTX, HTX (A), GTX, and GTX (A). X-Line variants are also offered with both petrol and diesel engines. The SUV features all-LED headlights with LED DRLs, 18-inch dual-tone alloy wheels, flush-type door handles, neon brake calipers, roof rails, and connected LED taillights.

Inside, the Seltos has a layered dashboard, a 3-spoke steering wheel, and integrated screens. Key interior features include dual 12.3-inch displays (one for infotainment and one for driver instrumentation), a 5-inch climate control display, ventilated front seats, a panoramic sunroof, dual-zone climate control, an 8-speaker Bose sound system, and 64-color ambient lighting.

Safety features include six airbags as standard, electronic stability control (ESC), a tyre pressure monitoring system (TPMS), ISOFIX child seat mounts, and Level-2 advanced driver assistance systems (ADAS).

Engine Options and Competition

Kia offers three engine options for the new Seltos, including a 1.5-litre naturally aspirated petrol engine. The SUV provides three drive modes: Eco, Normal, and Sport. Automatic variants also feature three terrain modes: snow, mud, and sand.

The 2026 Seltos is priced from Rs 10.99 lakh to Rs 19.99 lakh (introductory ex-showroom, pan-India). It competes with models such as the Renault Duster, Tata Sierra, Maruti Victoris, Maruti Grand Vitara, Hyundai Creta, Skoda Kushaq, Volkswagen Taigun, MG Astor, and Honda Elevate. The Seltos also rivals SUV coupes like the Citroen Basalt and Tata Curvv.

Also Read: Kia India becomes exclusive sponsor of Tennis Premier League for 3 years

CarBike 360 Says

​The 2026 Kia Seltos stands out with its updated styling, premium cabin, advanced safety tech, and a wide variant range to suit different budgets and needs. With competitive EMI options and a feature-rich package, it remains one of the most compelling choices in the compact SUV segment for buyers seeking value, comfort, and modern appeal.